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The Employee Retirement Income Security Act of
1974, 29 U.S.C. § 101, et seq., which is commonly
referred to as “ERISA," preempts (that is,
overrides) many state laws that regulate employee
benefit plans. Simply put, if you obtain your health
insurance, life insurance, or disability insurance
through a plan set up by your employer, ERISA
probably applies. If it does, your rights are
dramatically limited.....>> Read More |